Janguard Terms of Service


The following terms and conditions govern your use of this website. By using this website, you accept the Janguard terms of service in full. If you disagree with any part of these terms and conditions, you must not use this website.

This website uses cookies. By using this website and agreeing to these terms and conditions, you consent to Janguard’s use of cookies in accordance with the terms of Janguard’s privacy policy.

License to use website

Unless otherwise stated, IRAtransfer.com and/or Janguard Inc. own the intellectual property rights in this website and material on this website.

You may view, download for caching purposes only, and print pages or OTHER CONTENT from this website for your own personal use, subject to the restrictions set out below and elsewhere in these terms and conditions.

You must not:

  • re-publish material from this website (including republication on another website);
  • sell, lease, rent or sub-license material from the website;
  • show any material from the website in public without prior expressed written and/or verbal consent;;
  • reproduce, duplicate, copy or otherwise exploit material on this website for a commercial purpose;
  • edit or otherwise modify any material on the website; or
  • redistribute material from this website except for content specifically and expressly made available for redistribution.

Where content is specifically made available for redistribution, it may only be redistributed within your organization.

Acceptable use

You must not use this website in any way that causes, or may cause, damage to this website or impairment of the availability or accessibility of this website; or in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity.

You must not use this website to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any spy ware, computer virus, Trojan horse, worm, keystroke logger, or other malicious computer software.

You must not conduct any systematic or automated data collection activities (including without limitation phishing, scraping, data mining, data extraction and data harvesting) on or in relation to this website without Janguard prior express written and/or verbal consent.

You must not use this website to transmit or send unsolicited commercial communications.

You must not use this website for any purposes related to marketing without Janguard’s express written consent.


Janguard may revise these terms and conditions from time-to-time. Revised terms and conditions will apply to the use of this website from the date of the publication of the revised terms and conditions on this website. Please check this page regularly to ensure you are familiar with the current version.

Restricted access

Access to certain areas of this website is restricted. Janguard reserves the right to restrict access to other areas of this website, or this entire website, at Janguard’s discretion.

If Janguard provides you with a user ID and password to enable you to access restricted areas of this website or other content or services, you must ensure that the user ID and password are kept confidential.

Janguard may disable your user ID and password at Janguard’s sole discretion without notice or explanation.

User content

In these terms and conditions, “user content” means material (including without limitation text, personal information, images, audio material, video material and audio-visual material) that you submit to this website, for whatever purpose.

You grant to Janguard a worldwide, irrevocable, non-exclusive, royalty-free license to use, reproduce, adapt, publish, translate and distribute your user content (excluding personal information such as full name, phone number, email address, street address, current portfolio, written requests) in any existing or future media.  You also grant to Janguard the right to sub-license these rights, and the right to bring an action for infringement of these rights.

Your user content must not be illegal or unlawful, must not infringe any third party’s legal rights, and must not be capable of giving rise to legal action whether against you, IRAtransfer.com or a third party (in each case under any applicable law).

You must not submit any user content to the website that is or has ever been the subject of any threatened or actual legal proceedings or other similar complaint.

Janguard reserves the right to edit or remove any material submitted to this website, or stored on Janguard’s servers, or hosted or published upon this website.

Notwithstanding Janguard’s rights under these terms and conditions in relation to user content, Janguard does not undertake to monitor the submission of such content to, or the publication of such content on, this website.

No warranties

This website is provided “as is” without any representations or warranties, express or implied. Janguard makes no representations or warranties in relation to this website or the information and materials provided on this website.

Without prejudice to the generality of the foregoing paragraph, Janguard does not warrant that:

  • this website will be constantly available, or available at all; or
  • the information on this website is complete, true, accurate or non-misleading.

Limitations of liability

Janguard will not be liable to you (whether under the law of contact, the law of torts or otherwise) in relation to the contents of, or use of, or otherwise in connection with, this website:

  • to the extent that the website is provided free-of-charge, for any direct loss;
  • for any indirect, special or consequential loss; or
  • for any business losses, loss of revenue, income, profits or anticipated savings, loss of contracts or business relationships, loss of reputation or goodwill, or loss or corruption of information or data.

These limitations of liability apply even if Janguard has been expressly advised of the potential loss.


By using this website, you agree that the exclusions and limitations of liability set out in this website disclaimer are reasonable.

If you do not think they are reasonable, you must not use this website.

Other parties

You accept that, as a limited liability entity, Janguard has an interest in limiting the personal liability of its officers and employees. You agree that you will not bring any claim personally against Janguard’s officers or employees in respect of any losses you suffer in connection with the website.

Without prejudice to the foregoing paragraph, you agree that the limitations of warranties and liability set out in this website disclaimer will protect Janguard’s officers, employees, agents, subsidiaries, successors, assigns and sub-contractors as well as Janguard.


You hereby indemnify Janguard and undertake to keep Janguard indemnified against any losses, damages, costs, liabilities and expenses (including without limitation legal expenses and any amounts paid by Janguard to a third party in settlement of a claim or dispute on the advice of Janguard’s legal advisers) incurred or suffered by Janguard arising out of any breach by you of any provision of these terms and conditions, or arising out of any claim that you have breached any provision of these terms and conditions.

Unenforceable provisions

If any provision of this website disclaimer is, or is found to be, unenforceable under applicable law, that will not affect the enforceability of the other provisions of this website disclaimer.


If a provision of these terms and conditions is determined by any court or other competent authority to be unlawful and/or unenforceable, the other provisions will continue in effect. If any unlawful and/or unenforceable provision would be lawful or enforceable if part of it were deleted, that part will be deemed to be deleted, and the rest of the provision will continue in effect.

Breaches of the Janguard Terms of Service

Without prejudice to Janguard other rights under these terms and conditions, if you breach these terms and conditions in any way, Janguard may take such action as our legal team deems appropriate to deal with the breach, including suspending your access to the website, prohibiting you from accessing the website, blocking computers using your IP address from accessing the website, contacting your Internet service provider to request that they block your access to the website and/or bringing court proceedings against you.


Janguard may transfer, sub-contract or otherwise deal with Janguard’s rights and/or obligations under these terms and conditions without notifying you or obtaining your consent.

You may not transfer, sub-contract or otherwise deal with your rights and/or obligations under these terms and conditions.

Entire agreement

These terms and conditions constitute the entire agreement between you and Janguard in relation to your use of this website, and supersede all previous agreements in respect of your use of this website, as allowed by law.

Law and jurisdiction

These terms and conditions will be governed by and construed in accordance with the laws and regulations of the great state of Texas and the United States of America, and any disputes relating to these terms and conditions will be subject to the jurisdiction of the courts and arbitrators of the great state of Texas and the United States of America.